Friday, October 11, 2013

Nomad : Tetap Menantimu

I fall for the piano at the intro. Don't read into the words, tak berkaitan ok? :)
p/s: lagi satu pengaruh novel turn to drama..haish.....

Wednesday, October 9, 2013

Wordless Wednesday

Pic credit to Dr K & Aizat

Tuesday, October 8, 2013

Some progress, at last!!

Assalamualaikum warahmatullahi wabarakatuh...

Saw this in my email. Finally!! it is moving, let see how long it will take for the next step to take off.
Alhamdulillah :) after I received this mail, I got a call from one guy in KL that has the transfer has been stalled as well. One of the document required for the visa application is a letter from PDRM saying that I do not have any pending court case in Malaysia.

I was getting the local HR to draft me a letter to bring to the local police station, but luckily this guy called me. We are supposed to get that from the ministry. Its called certificate of good conduct. It is all online but will take time to be proceeded. After that call I quickly go to the webpage and submitted the application. Upon which then I realized, I have 2 summons yet to clear!! Gelabah sat, masuk myeg and quickly paid that....ppheeww....(padan muka!!)

Hopefully no delay dally on the certificate of good conduct :) (I think I am a well behaved citizen..hehehe..)

Till next time, daa...

Wassalam.

Monday, October 7, 2013

I did it!!

Assalamualaikum warahmatullahi wabarakatuh..

After reading the book in the previous post, now I know a thing or two about getting a property (at least a little bit more than before.) So yes, I did not settle on chenta hati (oh pool...). I did looked after few more units after that, and I concluded that I am only going to buy from a developer. The unit that I looked at Koi Kinrara was on sub-sale (chewah..dah tau pakai term ni..) hehehe...Hence the price is way much more expensive. There are so many other things that I need to learn and consider if I want to buy a sub-sale unit.
Alhamdulillah hari tu tak ikut hati sangat.

I finally settled on something that was off my spec, per square feet wise and little bit off on the price as well. I hope it will work well for me. Once I get my loan approved, I'll share more on which unit that I finally decided on. About the strategies in the book, the writer did extensive research before buying a unit, and he worked hard on making sure that he gets the unit rented, he monitors all that very closely. For now I could not afford to do that. Hidup masih agak tunggang langgang, not at least until I get my final date for transfer. Therefore, I might opt to do 'flipping' instead. In order to that, I have to make sure the developer is someone that is reliable with a proven track record. InsyaAllah this one that I picked is alright.

This few weeks of experience, house hunting, learning about the game, how people invest in property, potential issues in buying houses has broaden my horizon. It feels new to me. I have bought a house, the one in SP, but at that time I took everything lightly and I think Allah helps me a lot. The developer was some big company in the north and they did not do hanky panky business. At that time I did not even do any research about them, let alone checking the track record. What was on my mind at that time, is to buy a house, that's it. I could have easily been tricked, but I didn't.

But seeing the market these days, how many construction gets halted, I have to be careful. For now, satu ni dulu la...tak berani nak ambik risiko lagi :) Till next time, daa..

Wassalam...

p/s: project status at 16.5%..bolehlah..syok sendiri kan...it took me two weeks to get from 10% to 16.5%..hahaha.... :D

Tuesday, October 1, 2013

How Leh...?

Assalamualaikum warahmatullahiwabarakatuh...
This got delivered to me today..ni lah padahnya shopping online..I thought I've selected two different books, but it turns out I bought the same book, just different version. Now I can read both in BM and English :p.
Since I am looking out to buy a property, is it obvious that I need to do lil bit of research..this book actually reminded me of some of my dreams.

  1. I want to build a masjid (bukan kahwin..ok kahwin pun nak jugak..tapi ni literally build a masjid) together with a self funded orphanage.
  2. I want to start a business by 40 (target nak ternak lembu, confirm market utk korban,akikah, & kenduri kahwin).
  3. Have financial freedom (angan2 mau tinggi ye..almaklumlah..baru settle bayaq ptptn...tapi tak sedaq diri bnyk lagi hutang dok beratoq kat belakang...)

Basically I have many more dreams that involves loads of big bucks, but never once I have plans on how to get the capital for all those dreams. This book has got me thinking of going serious about this (hebat hang..baca satu buku, angan dah tinggi..) Bukan camtu, when there is a will, there is a way. If I can get myself to at least practise few of the author's strategies, then maybe I'll be able to generate enough capital for my dreams.

The content is inspiring, the author's years of hardwork was summarized to a book that of less than 200 pages. No pain no gain. I am taking the strategies with a pinch of salt, bearing in mind most of the financial products are still not riba' free. If I really want to go this road, I have to make sure all my dealings are shariah compliant. Cukup-cukuplah menyumbang ke riba' selama ini.
Wassalam..

p/s: I did not gave any final say on chenta hati #1. After halfway through reading this book, I hope I am making the right decision by not jumping to a decision on a fly.
p/p/s: those properties in Kajang that are well within my budget are SOLD OUT!! . Depa ni beli rumah macam beli kuih kat pasar..sat sangat dah habih..dasat..dasat..

Sunday, September 29, 2013

Sakit Kepala~~!!

Assalamualaikum warahmatullahiwabarakatuh..

Transfer progress has been extremely slow, mungkin ada hikmahnya. One of which that it makes me thinking of securing a property in Klang Valley. (Yes, KV, not KL). I gave up hope to buy anything in KL long time ago. Not only the traffic is bad, the price is way over the roof. I have to secure it now, more than ever. At the rate the prices is going up, I doubt if I ever would buy anything next year. My requirement is simple, freehold, serviced condo with tight security, and new unit (I am not prepared to deal with legacy issue, anything can still blame the developer..hehehe..). I don't plan to rent it, so accessibility is not a big issue to me. Budget wise...let say I think I can do max RM 500K, space >1000 sqft.

So there I was, browsing through iproperty page last week, trying to find anything that suites my requirement. Only one that meets all my requirement. The property is located in Puchong, Koi Kinrara. Had a view this afternoon, dan saya sudah jatuh chenta pandang pertama..with the whole complex (particularly the gym and pool). Not so much with the unit. The phase 1 are fully occupied, while phase 2 was just completed and key handed over to buyers last July. So I will be buying from another owner, not from the developer. Price range started at RM 200K when it was launched in 2007 and now the only units left started at RM 430K!!! And from what the agent told me, only 3 units left that suits my budget. They need my final say by cob Tuesday. According to them, the unit is selling fast (sales people talk, but am afraid, I have to agree with them, super love the pool, walaupun tak pandai berenang..)

Disebabkan banyak fikir sangat, balik PD buka lagi iproperty, this time cari new development pulak. (Hari tu tak cari awal-awal kan..bijaaakkk sangat!!). This one Anyaman was just posted this month. Whether or not there are still available unit, I don't know, esok kena call ni. Awatla tak tengok awal-awal..kalau tak dah boleh pi sales office dia tadi..haish...!!

And there is this another one, Saville in Bangsar that would be a little bit over my budget (unit paling kecik ok). Nak squeeze mana the extra budget, I don't know, most probably I have to get over this one.

Also another one that I have yet to consider is Jadite Suites in Kajang. May suite my price range. All these places are easily accessible by all sorts of highway, so obviously its not an issue. Bila dah masuk Kajang, I've discovered few other prospects that are well within my budget...so in the end memang sakit kepala :P

Rasanya kena solat istikharah sebulan berturut-turut baru boleh buat keputusan ni... (Well that means I'll risk to let go Koi Kinrara?? uuwwaaaaa.....!!!) ooh..chenta hatiku..tak ada rezeki rasanya kita kali ini...I'll just have to find another chenta hati then.
Olympic size pool nak habaq kat hang...!! - Koi Kinrara, Puchong

Friday, September 27, 2013

Secrets of Surah al-Kahf

Assalamualaikum warahmatullahi wabarakatuh..

I've found and shared this via FB but I could not find it ever since, hence I searched again and alhamduliilah found it. Posting it here so that I can keep the lesson with me insyaAllah all the time.

***************************************************************************
From http://www.faithinallah.org/what-is-the-light-a-muslim-receives-for-reciting-surah-al-kahf-on-friday/
Ever wondered why Prophet Muhammad(SAW) asked us to recite Surat Al-Kahf every Friday?
Let’s find out today inshaAllah…

This Surah has Four stories in it,having some morals,lets see them and understand what they are saying to us:

1) The People Of The Cave
Its the story of young men who lived in a disbelieving town, so they decided to migrate for the sake of Allah and run away. -Allah rewards them with mercy in the cave and protection from the sun - They woke up and found the entire village believers.
MORAL:TRIAL OF FAITH.

2) The Owner Of Two Gardens
A story of a man whom Allah blessed with two beautiful gardens, but the man forgot to thank the One who blessed him with everything and he even dared to doubt Allah regarding the afterlife.So His garden was destroyed - He regretted ,but was too late and his regret did not benefit him .
MORAL:TRIAL OF WEALTH.

3) Musa(AS) and Khidr(AS)
When Musa(AS) was asked-“Who’s the most knowledgeable of the people of earth?”” Musa(AS) said:Me…,but Allah revealed to him that there’s someone who Knows more than him.Musa(AS) traveled to the man and learnt how the Divine Wisdom can sometimes be hidden in matters which we perceive as bad.
MORAL:TRIAL OF KNOWLEDGE.

4) Dhul-Qarnayn
Its a story of the great King that was given knowledge and power and was going around the world,helping people and spreading all that’s good.He was able to overcome the problem of Yajooj-Majooj and build a massive dam with the help of people whom he could not even understand.
MORAL:TRIAL OF POWER.

In the middle Allah mentions Iblees as the one who stirs these trials:
Behold! We said to the angels “Bow down to Adam”: they bowed down except Iblis. He was one of the Jinns, and he broke the Command of his Lord. Will ye then take him and his progeny as protectors rather than Me? And they are enemies to you! Evil would be the exchange for the wrongdoers!

Now let us see what’s the relationship between Surat Al-Kahf and the Dajjal (Anti-Christ)?

Dajjal will appear before Day of Judgement with the 4 trials:

***He’ll ask people to worship him and not Allah : Trial of Faith .

***He’ll be given powers to start/stop rain and tempt people with his wealth : Trial of with his wealth. .

***He’ll trial people with the “knowledge” and news he gives them : Trial of Knowledge .

***He’ll control huge parts of the Earth. : Trial of Power .

How to survive these trials? The answers are in Surat Al-Kahf
Survival Kit 1: Good companionship.
“And keep thy soul content with those who call on their Lord morning and evening, seeking His Face; and let not thine eyes pass beyond them, seeking the pomp and glitter of this Life; no obey any whose heart We have permitted to neglect the remembrance of Us, one who follows his own desires, whose case has gone beyond all bounds.” (Surat Al-Kahf, verse 28)

Survival Kit 2: Knowing the Truth of this World .
“Set forth to them the similitude of the life of this world: It is like the rain which we send down from the skies: the earth’s vegetation absorbs it, but soon it becomes dry stubble, which the winds do scatter: it is (only) Allah who prevails over all things” (Surat Al-Kahf, verse 45)

Survival Kit 3: Humbleness.
“Moses said: “Thou wilt find me, if Allah so will, (truly) patient: nor shall I disobey thee in aught.””(Surat Al-Kahf, verse 69)

Survival Kit 4: Sincerity.
“Say: “I am but a man like yourselves, (but) the inspiration has come to me, that your Allah is one Allah. whoever expects to meet his Lord, let him work righteousness, and, in the worship of his Lord, admit no one as partner.” (Surat Al- Kahf, verse 110)

Survival Kit 5: Calling to Allah .
“And recite (and teach) what has been revealed to thee of the Book of thy Lord: none can change His Words, and none wilt thou find as a refuge other than Him.” (Surat Al-Kahf, verse 27)

Survival Kit 6: Remembering the HereAfter .
“ One Day We shall remove the mountains, and thou wilt see the earth as a level stretch, and We shall gather them, all together, nor shall We leave out any one of them. And they will be marshalled before thy Lord in ranks, (with the announcement), “Now have ye come to Us (bare) as We created you first: aye, ye thought We shall not fulfil the appointment made to you to meet (Us)!”: And the Book (of Deeds) will be placed (before you); and thou wilt see the sinful in great terror because of what is (recorded) therein; they will say, “Ah! woe to us! what a Book is this! It leaves out nothing small or great,but takes account thereof !” They will find all that they did, placed before them: And not one will thy Lord treat with injustice.” (Surat Al-Kahf, verses 47-49)

https://www.facebook.com/note.php?note_id=301012649912775

p/s: Project progress stuck at 10%.. huhuhuhu.. ;( buck up will ya!!